Smart Expense & Line-Item Categorizer categorizes expenses and line items with AI. Paste a list, review categories, export on ToolYour.
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Smart Expense & Line-Item Categorizer
Categorize bank & card lines
Paste expense lines or upload a CSV export. Each line gets a category and confidence score.
We read Description, Memo, Merchant, and similar columns automatically.
Free · API · MCPToolYour platform
Use Smart Expense & Line-Item Categorizer three ways
The free Smart Expense & Line-Item Categorizer on this page works in your browser. The same workflow is available via REST API for apps and via MCP for Cursor, Claude, and other agents — one API key, one plan, one quota. This tool is part of the text-intelligence module under AI Tools.
- Free in browserUse Smart Expense & Line-Item Categorizer here — no account required.
- REST APICall from your server with
X-Api-Key. - MCP for agentsConnect Cursor or Claude to ToolYour MCP with the same key.
- 1. Get an API keySign in and open Dashboard → API Keys (works for REST and MCP).
- 2. Call or connectUse the REST API from your server, or paste the MCP URL into your agent config.
- 3. Same qualityOutput matches the free web tool across all three surfaces.
What is Smart Expense & Line-Item Categorizer?
Freelancers and small business owners spend hours tagging bank exports before tax season. Paste one transaction per line, upload a CSV from your bank, or drop a TXT export. Each row is classified into categories like Software & SaaS, Travel & Transport, Office Supplies, Meals & Entertainment, Marketing, and Payroll. See per-line confidence scores, a category summary, and download everything as CSV for your accountant or bookkeeping software.
What are common questions about Smart Expense & Line-Item Categorizer?
What categories are supported?
Including Software & SaaS, Travel & Transport, Office Supplies, Office & Equipment, Meals & Entertainment, Marketing & Advertising, Contractors & Freelancers, Professional Services, Insurance, Utilities, Rent & Facilities, Bank & Payment Fees, Payroll & HR, Materials & Inventory, and Other.
Can I upload a CSV file?
Yes. Switch to Upload CSV and attach a bank or card export. The tool reads Description, Memo, Merchant, and similar columns automatically.
What format should I paste?
One transaction per line. You can paste raw CSV rows or plain descriptions like AWS monthly bill 49.00 or Uber ride client meeting.
Can I export the results?
Yes. After categorization, click Download CSV to get line, category, and confidence columns.
How accurate is it?
Common merchant names and descriptions classify well. Unusual or vague lines may need manual review. Check confidence scores below 70%.
Is this a replacement for an accountant?
No. It speeds up initial tagging. Always verify categories for tax and compliance with a qualified professional.
What are the key features of Smart Expense & Line-Item Categorizer?
Paste or upload CSV
Paste lines manually or upload a bank CSV, TXT, or TSV export.
Batch line processing
Process dozens or hundreds of transactions in one run.
Confidence per line
See how certain the classifier is for each transaction.
Category summary
Quick counts per bucket, with dollar totals when amounts are detected in your export.
Amount parsing
Reads Amount, Debit, and Credit columns from CSV exports and rolls up totals by category.
CSV download
Export categorized lines for Excel, QuickBooks, or your accountant.
How do you use Smart Expense & Line-Item Categorizer?
Add transactions
Paste lines from your bank export or upload a CSV file.
Categorize
Run the classifier to assign accounting buckets and confidence scores.
Download CSV
Export results for bookkeeping, taxes, or further editing in Excel.
Freelancer workflow tip
Export card transactions monthly, run them through this tool, download CSV, and import into your spreadsheet template. Fix low-confidence rows manually once. Patterns often repeat next month.
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